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Student Checking

 

Senior Salute Special

Congratulations, Class of 2025!
 

Open an FREE Student Checking account with our Senior Salute Special and get a $50 Amazon gift card1 when you order a debit card. No minimum balance, no monthly fees, mobile wallet access, free budget tools, and overdraft protection—everything your student needs to build smart money habits.

 
With our Senior Salute Special, open a FREE Student Checking Account, order a debit card, and get a $50 Amazon gift card! 
 
OPEN YOUR ACCOUNT NOW!
 

As reliance on technology grows, a cash allowance isn’t going to cut it anymore. 

With FREE Student Checking2 from FSBT, teens and young adults can develop good spending and financial monitoring habits along with having a safe place to store funds. Student account holders get their own FREE debit card the same day they open an account.5 Student accountholders can get a debit card and have full access to our suite of mobile and online banking tools, including Mobile Check Deposit and Zelle® to send and receive funds electronically.
  • Anyone 12-22 is eligible. Students under age 18 must have an adult as a joint account owner.3
  • No minimum balance
  • No monthly fees
  • Access to 55,000 surcharge-free ATMs nationwide
  • Mobile Wallet and Mobile Check Deposit
  • Overdraft protection (one free 'HALL PASS' if an overdraft occurs)4
  • FREE online budget tracking tools
  • My Credit - View credit score, credit history and recent credit changes
 
 

 

Requirements

  • eStatements
  • $25 minimum opening deposit
  • Government Issued Identification
    • Driver's License
    • State issued ID card
    • Social security card accompanied with school-issued Student ID

Straight 'A’ PAYDAY Program5

Bring in your report card each semester to get PAID for your good grades!

  • Each A is worth $2.
  • Ratings like “Outstanding” or “Satisfactory” earn $2 each.
  • A Straight 'A' report card earns $20 each semester!


1Any free gifts may be reported on 1099-INT or 1099-MISC.
2Student checking accounts are limited to one account per student.
3When the accountholder turns 23, their funds will be transferred to Eco Checking. They will receive a notification alerting them to this change in the mail. Students under age 18 must have an adult as a joint account owner.
4An overdraft fee can be waived only one time on this account at the accountholder's request.
5Report card rewards are based on a 2-semester school year. Fall semester report cards must be submitted to your local FSBT branch by Feb 1. And will be rewarded in the form of a deposit in the student’s checking account by February 28. Spring semester report cards must be submitted to the bank by July 1 and will be rewarded in the form of a deposit in the student’s checking account by July 31. Summer semester report cards are not applicable for this program.