Agriculture & Business Lending Options

At First State Bank & Trust Co., Inc., every loan comes with the confidence of working with a Loan Officer who knows you and understands your unique needs. We specialize in business lending, offering a range of options for both commercial and agricultural businesses, ensuring you have the support and resources to achieve your goals.

commercial

Our commercial loans are specifically designed for new businesses, expansions and securing working capital. Contact your local branch to schedule an appointment with a Loan Officer.

Our loan options can be utilized for:

New business
Business expansion
Working capital

Each commercial loan boasts a competitive interest rate, and our local presence as a community bank allows for quick decisions and a fast turnaround.

To apply for a commercial loan, fill out our consultation request form or contact your local branch to schedule an appointment with a Lending Officer.

agriculture

Ag loans are available for farms of any size, helping finance land purchases, crops and equipment. Contact your local branch to schedule an appointment with a Loan Officer.

Our ag loans are available at a competitive rate for both large operations and smaller family farms. They can be utilized for:

Land
Crops
Equipment

We also offer help with payment needs, credit score assistance and online cash management – all from local lenders who understand Southeast Missouri agriculture.

To get started, fill out our consultation request form or contact your local branch to schedule an appointment with a Lending Officer.